Buyer tools
How much property can you afford?
Enter your income and savings to see the maximum property price, loan and EMI a Nepali bank is likely to approve.
Your finances
Rs.
Take-home pay
Rs.
Other loans, card dues
Rs.
Cash you can pay upfront
%
Nepal avg ~10–12%
yrs
Max affordable property price
Rs. 68.44 Lakh
Based on a max EMI of 42% of your income.
Rs. 48.44 Lakh
Max loan eligible
Rs. 50,000
Max monthly EMI
How we get there
- Monthly income
- Rs. 1.20 Lakh
- Less existing obligations
- − Rs. 10,000
- Max EMI a bank allows (50% of income)
- Rs. 50,000
- Loan supported by that EMI
- Rs. 48.44 Lakh
- Your down payment
- + Rs. 20.00 Lakh
- Max property price
- Rs. 68.44 Lakh
EMI as share of income42%
Indicative only — not financial advice. Actual eligibility depends on your bank's credit policy, income proof and existing exposure.